Privacy Policy

Members Insurance Advisors Online Privacy Statement

Overview

It is the policy of Members Insurance Advisors, LLC to hold all customer information in confidence, subject to applicable legal requirements. It is the policy of Members Insurance Advisors, LLC not to sell customer information for use by non-affiliated third parties.

Members Insurance Advisors, LLC

Members Insurance Advisors, LLC's employees are informed of their responsibility to protect confidential customer information and are bound by this Privacy Policy.

Information Collection

Members Insurance Advisors, LLC will limit the use and collection of information about our customers to that which, in our judgment, is necessary to administer our business, provide excellent service, and offer opportunities that we think will be of interest to customers. We may use information to help identify additional products or services that we believe customers might want to know about.

Accuracy

Members Insurance Advisors, LLC intends to employ reasonable measures to ensure the accuracy, timeliness and completeness of our customer information. If we become aware of inaccuracies in our records, we will take prompt steps to make appropriate corrections.

Sharing Customer Information

To protect customer privacy, we will control carefully the way any information about customers is shared with relationship vendors. If any of our vendors require or use customer information in order to provide services to customers, we require the vendor to provide us with a confidentiality agreement. We may also provide information to others in accordance with applicable legal requirements and standards.

Privacy "Opt-Out" Notification

If requested, customers may be excluded from information sharing with certain marketing business relationships.Click here for information on Members Insurance Advisors, LLC's "Opt-Out" Notification.

Privacy on the Internet

Members Insurance Advisors, LLC uses a cryptographic (digital certificate) key to secure account information sent between our server and your browser. Members Insurance Advisors uses firewalls that are designed to protect your accounts from unauthorized access from outside the credit union.

Other Links

For our customers' convenience, links are available on our web site (www.membersia.com) to allow quick access to other sites that may be of interest. Clicking on a link will take you out of the Members Insurance Advisors, LLC web site to an alternative web site not operated by Members Insurance Advisors, LLC. Our agency is not responsible for the content of a third party web site and does not represent neither the third party web site nor the customer if you enter into a transaction. Privacy and security policies of the web sites to which you are linking may differ from those practiced by Members Insurance Advisors, LLC.

Administration and Amendments

Administration: Since no policy can address every possible contingency and circumstance, Members Insurance Advisors, LLC shall use its good faith business judgment in administering Members Insurance Advisor's privacy policy. This document is intended to provide guidance to Members Insurance Advisors, LLC management and customers and is not intended to create enforceable legal rights in any individual. Exceptions to this policy may not be authorized by any Members Insurance Advisors, LLC representative other than Members Insurance Advisors, LLC President or Chairman of the Board of Directors.

Amendments: Members Insurance Advisors, LLC reserves the right to amend this policy in any respect.

Delta Community Credit Union Online Privacy Statement

Contents

  1. Overview
  2. Delta Community Credit Union
  3. Information Collection
  4. Accuracy
  5. Sharing Member Information with Third Party Vendors
  6. Privacy "Opt-Out" Notification
  7. Privacy on the Internet
  8. Administration and Amendments
Overview - It is the policy of Delta Community Credit Union to hold member information in confidence, subject to applicable legal requirements. It is the policy of Delta Community Credit Union not to sell member information for use by non-affiliated third parties.

Delta Community Credit Union Employees - Delta Community Credit Union employees are informed of their responsibility to protect confidential member information and are bound by this Privacy Policy.

Information Collection - Delta Community Credit Union will limit the use and collection of information about our members to that which, in Delta Community Credit Union's judgment, is necessary to administer our business, provide excellent service, and offer opportunities that we think will be of interest to members. We may use information to help identify additional products or services that we believe members might want to know about.

Accuracy - Delta Community Credit Union intends to employ reasonable measures to ensure the accuracy, timeliness and completeness of our member information. If we become aware of inaccuracies in our records, we will take prompt steps to make appropriate corrections.

Sharing Member Information - To protect member privacy, we will control carefully the way any information about members is shared with relationship vendors. If any of our vendors require or use member information in order to provide services to members, we require the vendor to provide us with a confidentially agreement. We may also provide information to others in accordance with applicable legal requirements and standards.

Privacy "Opt-Out" Notification - If requested, members may be excluded from information sharing with certain marketing business relationships.

Click here for information on Delta Community Credit Union's "Opt-Out" Notification

Privacy on the Internet

Online Banking - Delta Community Credit Union uses a cryptographic (digital certificate) key to secure account information sent between our server and your browser. Whenever you use Online Banking our server responds to your transmission by sending this key that is authenticated by your browser. This communication key encrypts the data sent by you and Delta Community Credit Union decrypts it when we receive it. Delta Community Credit Union uses firewalls that are designed to protect your accounts from unauthorized access from outside the credit union.

CheckFree Web BillPay - Delta Community Credit Union maintains a vendor relationship with CheckFree Corporation to provide bill payment services for existing CheckFree participants. CheckFree Corporation's general policy on privacy states that account information is treated as confidential information. CheckFree Corporation's policy provides that they will disclose information to third parties about your account or transfers you make ONLY in the following situations: (1) when it is necessary to complete a transfer, (2) to verify the existence and condition of your account to a third party, such as a credit bureau or merchant, (3) to a consumer reporting agency for research purposes only, (4) to comply with a court order or other legal requirements, or (5) when member permission is given to do so.

Online Bill Pay - Delta Community Credit Union maintains vendor relationships with SourceLink and MasterCard International Incorporated for our primary bill payment service. SourceLink and MasterCard International Incorporated maintain strong confidentiality policies and limit the use of account information for the purposes of issuing checks or electronic transfer payments on behalf of member authorized transactions.

Other Links - For our members' convenience, links are available in this website to allow quick access to other sites that may be of interest. Clicking on a link will take you out of Delta Community Credit Union's website to an alternative website not operated by Delta Community Credit Union. The Credit Union is not responsible for the content of the third party website and does not represent either the third party website or the member if you enter into a transaction. The third party websites are not insured by the National Credit Union Administration (NCUA). Privacy and security policies of the websites to which you are linking may differ from those practiced by Delta Community Credit Union.

Administration and Amendments

Administration - Since no policy can address every possible contingency and circumstance, Delta Community Credit Union management shall use its good faith business judgment in administering Delta Community Credit Union's privacy policy. This document is intended to provide guidance to Delta Community Credit Union management and members and is not intended to create enforceable legal rights in any individual. Exceptions to this policy may not be authorized by any Delta Community Credit Union representative other than Delta Community Credit Union's President, Chairman of the Board of Directors, or Chairman of the Supervisory Committee.

Amendments - Delta Community Credit Union reserves the right to amend this policy in any respect.

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